Navigating BPI POS Terminal Fees: A Comprehensive Guide

Understanding BPI POS Terminal Fees

Ever wondered about the cost implications of using a Bank of the Philippine Islands (BPI) Point of Sale (POS) terminal for your business? Look no further. This article is designed to provide an in-depth understanding of BPI POS terminal fees and how they may affect your day-to-day transactions.

BPI, one of the leading financial institutions in the Philippines, offers an impressive range of banking options. Among these is the POS terminal service, which is instrumental for seamless cashless transactions.

BPI POS Terminal 101

In the era of digital and cashless transactions, the BPI POS terminal is indispensable for businesses. It offers convenience and expedites the process of cashless payments. Accepting local and international credit and debit cards, the terminal upgrades the status of any business, small or large, taking it to new heights.

However, the application of charges on these transactions is a crucial aspect to consider. Being informed about these costs helps businesses budget their operational expenses more accurately.

The Fee Structure

BPI POS terminal charges vary depending on the transaction type. For an instance, credit card transactions are generally subject to 3 to 3.5% service fee of the transaction amount. BPI offers a competitive rate usually within this range.

On the other hand, merchants are generally charged a lower fee for debit card transactions梩ypically approximately 1 to 2% of the transaction total. It's worth noting that fees may fluctuate depending on certain factors, like transaction volume, business type, and risk assessment.

The Implementation Strategy

With this understanding of the fee structure, it's' easier to see how these costs can make a substantial difference in business operations. Further, the nature of businesses vary and there are certain strategies that can be applied to the use of BPI POS terminals.

Let's say for instance, that your business deals in large transaction volumes of low-cost items. The 1 to 2% fee for debit card transactions could be a significant cost. In this case, one potential strategy could be to encourage cash payments for smaller transactions, if it's feasible for the business and acceptable to the customer.

Innovations at BPI

In its thrust to remain at the forefront of serving the dynamic needs of businesses, BPI is consistently innovating their services. They have introduced wireless terminals that provide on-the-go facilities for businesses. These terminals pave the way for transactions outside the confinement of brick-and-mortar establishments and are also subject to the standard transaction fees.

The Bottom Line

There are cost implications of using BPI's POS terminals, similar to any other value-adding service in an increasingly cashless business environment. Thus, it's essential for businesses to fully understand these fees and their impact on profitability. With an awareness of BPI POS terminal fees, businesses can devise the right strategies for their payments structure.

While the final decision to use this service in a business should always hinge on its overall benefits against its costs, the convenience, the security and the assurance of these facilities can't be compromised.

The value of providing customers with seamless transactions most likely outweighs the operational costs. Therefore, embarking on the journey of using a BPI POS terminal will not only be a statement for your business, but also a step towards embracing technological advancements in your transactions.

POS Terminals

Breaking through commercial boundaries for
complete payment experience

Portable Handheld POS Terminal With Printer-S600

- Built-in POS receipt printer uses 58*35mm printing paper, no need of print cartridges or ribbons for low operating cost, low noise and high speed while printing.

- Integration of Various Payment Methods, such as Magnetic stripe cards, IC cards, con-tactless cards,QR code payments.

- Support 4G,3G, 2G, Wi-Fi, Bluetooth, and GPS positioning, support blue-tooth printer mode and ESC/POS mode. Improve your efficiency.

- With premium quality 3100mAh 7.6V Li-ion battery, fast charging, long usage time and large capacity enduring working time.

- Android POS terminal receipt printer support preinstalled catering, store management APP. Free SDK support if you plan to make your own APP, Compatible with custom Android software.

Efficient Work

Mobile Portable Printer, 0.2 seconds to complete a code scan. It fits for 58mm receipt printer with Android 12.0 OS, more environmental and cleaner. A swift printing speed of 120mm/s boosts 20% working efficiency, and low noise while printing receipts offers you a comfortable working occasion.

Printing Speed

Paper Width

Paper Diameter

Scan code

Kingtop Financial Bank-Grade POS Terminals

·Trusted Point-of-Sale Platforms for Transaction Processing
·Reliable Receipt Printing and Long Battery Life
·Powerful and Versatile POS Systems for Retail Business
·All-in-one POS Systems for Efficient Transaction Processing
·Scalable Solutions with Bulk Discounts for Large Orders

Why Choose Us?

We’re here to help tailor our comprehensive business solutions to your specific needs.

5G Fast Connectivity

Our tablet devices are equipped with advanced 5G modules that support various network bands and protocols, which allows you to enjoy fast and stable internet access anytime and anywhere.

Rich Production Experience

We have been focusing on the production of intelligent mobile devices for 15 years, and we have a deep understanding of the industry trends and customer needs. We can provide you with high-quality products that meet your expectations and requirements.

Trouble Shooting

We have a professional and responsive customer service team that can solve any problems you encounter within 24 hours. You can also contact our engineers directly for technical support and guidance.


We can customize your tablet devices according to your specifications and preferences. You can choose the size, color, logo, software, hardware and accessories of your tablet devices. We will offer you the best solution that suits your budget and needs.

Prouduct Selection

We have a wide range of tablet devices for you to choose from, with different features, functions and prices. Our professional sales team will recommend the most suitable and cost-effective products for you based on your needs and preferences.


We have a professional R&D and design team that can develop innovative and unique tablet devices for you. We have 15 years of experience in software and hardware development, and we can create solutions that satisfy your customers and the market.Don’t miss this opportunity to get the best 5G tablet device for your business or personal use. Contact us today and get a free quote and sample!

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IPS Screen,720*1280


3100mAh, 7.6V, long use time


120mm/s high-speed precision printing sign

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IPS Screen,720*1440


2500mAh, 7.6V, long use time


100mm/s high-speed precision printing sign

Full specs→